Information about a debit card
As a result of this change, if you are currently receiving unemployment benefits on a Bank of America debit card, your benefits will be changed
Prepaid Visa Money Network Card
It is also possible to receive unemployment benefits payments through the Money Network Prepaid Visa® Card, even if you don’t have a traditional bank account or you don’t want your unemployment benefits deposited into your existing bank account. There is no credit check necessary.
A Card account is insured by the FDIC and complies with Regulation E consumer protection requirements. Through Visa Debit Cards that can be used in stores, online, or over the phone, card account holders have access to their funds 24 hours a day, 7 days a week.
Visa Prepaid Debit Cards
If you don’t have a traditional bank account or don’t want your unemployment benefits payment deposited into your existing bank account, DEW’s Bank of America Prepaid Debit Card is a Visa-branded card account that allows you to deposit unemployment benefits payments directly into your account. There is no credit check required.
If you lose your debit card, what do you do?
Can you get a replacement unemployment debit card if you lose or misplace your card? In the event that your debit card is damaged, lost, or stolen, follow the instructions in the FAQ section of your state unemployment office. In California, for example, you can order a replacement card by calling an 800 number.
How to Avoid Unemployment Debit Card Scams
The unemployment debit card scammers are criminals who target the unemployed to gain access to their funds. There is a way to protect yourself. Once your unemployment claim is set up, unemployment offices never ask for personal information. Therefore, the chances of you dealing with a scammer are high if you are contacted by phone, email, or text message requesting the following information:
- Social Security number
- Bank card/direct payment card number
- Direct deposit account number
- PIN
If you want to protect your privacy, don’t share any of the above information with third parties.
Customers of Bank of America who has lost or stolen their debit cards can contact customer service
Your Bank of America “Zero Liability” Policy (subject to certain conditions) protects you against fraud if your card is lost or stolen. To report a lost or stolen North Carolina DES Debit Card and request a replacement card, call (855) 847-2026.
- You can transfer money directly or pick up a card
- Payment of the first relief installment
- All new claims are usually paid by check for the first time.
- Options for payment
Employers pay benefits using a ReliaCard® Visa debit card or direct wire transfer. If you do not choose direct transfer, you will receive a ReliaCard® debit card.
Direct remittance
With direct money transfer, we electronically transfer weekly benefits to your checking or savings account with a bank, credit union, or savings and loan association. To apply for direct remittance, you need to provide your bank number and account number.
How To Apply:
Please use the online claim system, then select “Electronic Money Transfer” from the main menu, select to enter your information, or
Print the electronic money transfer authorization and send it to us.
You can find the Direct Money Transfer Authorization online by visiting the Form.
If you do a direct money transfer, it will take us 2 weeks to verify your account information. During verification, you will receive your benefits by paper check. Submitting additional direct money requests before verification is complete will cause the system to start a new verification process and delay your direct money setup.
ReliaCard Visa
With the Bank of America ReliaCard Visa Card, we will deposit your benefits to a prepaid card. The card can be used anywhere Visa cards are accepted. There are no fees for the use of the ReliaCard.
Please pay attention to checking the card in the mail. We ship in white envelopes marked with a return address in Indianapolis. Do not discard the card, even if you have made a direct transfer. If your direct money transfer fails, for whatever reason, we will automatically switch back to the ReliaCard payment method.
